Age Pension Calculator
Estimate your fortnightly Age Pension in Australia from your assets and income, using the assets test and income test (whichever pays less). Indicative 2026 figures.
How we estimate this
Your Age Pension is worked out under two tests, the assets test and the income test, and Services Australia pays whichever produces the lower amount. The maximum single pension is around $1,150 per fortnight in 2026 (including supplements), with a higher combined rate for couples.
Pricing reviewed: June 2026.
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Understanding age pensions in Australia
Your Age Pension is worked out under two tests, the assets test and the income test, and Services Australia pays whichever produces the lower amount. The maximum single pension is around $1,150 per fortnight in 2026 (including supplements), with a higher combined rate for couples.
The assets test reduces your pension by $3 per fortnight for every $1,000 of assessable assets above the free area; the income test reduces it by 50c for every $1 of income over the income-free area. Your home isn’t counted, but most other assets and deemed income are. This tool applies both and shows the binding test.
Frequently asked questions
How is the Age Pension calculated?
Under an assets test and an income test; you’re paid under whichever gives the lower result. The maximum single rate is about $1,150/fortnight in 2026.
Does my home count?
No, your principal home is exempt from the assets test, but a higher assets-test threshold applies if you’re a non-homeowner.
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