Turn ‘am I on track?’ into booked advice

Branded retirement and super calculators that give prospects a personalised figure, and route the high-intent enquiry to you with their numbers attached.

Start free →See pricing

Free forever · No card · Built for Aussie financial planners

Annual income you’d want in retirement

Will you also draw the Age Pension?

Estimated lump sum you may need$1,325,000Based on the 4% rule (25× your income gap), in today’s dollars.

What’s shaping your result

＋ Part pension

ℹ

A rule-of-thumb target, an adviser refines it

The 4% rule assumes you can draw about 4% of your savings each year (so you need ~25× your income gap). It ignores your specific super, investment mix, longevity and the exact Age Pension interaction, all things a planner models for you.

Your eligibility checklist

✓Include your current super in your progress
✓Factor the Age Pension assets & income tests
✓Review the plan every few years as rules change

💡 Ways to save & next steps

Salary-sacrifice into super to build the balance faster, because concessional contributions are taxed at 15 per cent instead of your marginal rate of up to 47 per cent. On the 37 per cent bracket that is a 22-cent saving on every dollar redirected, and inside super that dollar then compounds in a low-tax environment for decades. Just stay under the concessional cap ($30,000 for 2025-26, rising to $32,500 from 1 July 2026), which already includes your employer's compulsory contributions.
Do not ignore the Age Pension when you set your target, because it sharply reduces the lump sum you must self-fund. A homeowning couple can receive over $44,000 a year combined and a single over $29,000 in 2026, subject to the assets and income tests, so the same $65,000 lifestyle that looks like a $1.6 million job fully self-funded can need closer to $1 million or less once a part or full pension is layered in. Model the pension interaction before assuming you are short.
Keep fees low, because they compound against you just as returns compound for you. The difference between a 0.6 per cent and a 1.5 per cent fee is roughly 0.9 per cent a year, which over a 30-year working life can erode a six-figure chunk of your final balance. Low-cost indexed or diversified options inside your existing fund keep more of the market return working for you, check your fund's fee on its product disclosure statement and compare it on the YourSuper comparison tool.
Anchor your number to a real budget, not a round figure. The ASFA Retirement Standard puts a comfortable retirement near the high-$60,000s a year for a single and around $90,000 for a couple, and a modest standard far lower, in the high-$30,000s to mid-$40,000s. Costing your actual planned lifestyle, including travel, health and home maintenance, gives a target that the 4 per cent rule can then translate into a lump sum you can plan toward.

or from $6,333/week over 5 years , indicative finance

Get this built for your business →

Most people just want the price. Give it to them.

You’ll win some on the phone, of course. But far more visitors just want to know what it costs, and the business that answers, instantly, earns the trust and gets the lead. You’re not losing those people today, you’re just never hearing from them.

Today, 20 visitors

2 call. The other 18 just wanted a price, and moved on.

With a calculator, the same 20

The same 2 call, plus 9 more who just wanted a price, now leads in your inbox.

≈ More leads, same traffic. Capture the lookers who’d never call.

≈ Better leads. They arrive knowing the price, ready to talk.

≈ No new ad spend. It works on the visitors you already have.

Not getting found yet? Our free buyer guides help Aussie businesses rank for the searches that bring ready customers.Read the guides →

Sound familiar?

Prospects with no sense of whether they’re on track
High-intent visitors leaving without booking
Generic bank calculators that capture no lead

Three steps to your first lead.

Hot water replacement$4,820

Brand it

Pick a template, set your prices, drop in your colour. Two minutes.

<iframe src=
"goingrate.com.au/
embed/your-biz"
width="100%"
height="640">

Embed it

Two lines of HTML, or share the hosted link anywhere.

Sarah W.$4,820 · just now

NEW

Win it

Every visitor who prices a job lands in your inbox, ready to quote.

Every lead, in one place.

The moment a customer hits submit, the lead lands here and in your inbox. Name, contact, the job they priced, and a one-click reply. No CRM to wrangle.

≈ Real-time feed with name, phone and project value
≈ Quoted value and conversion at a glance
≈ Export to CSV, change your lead email, copy your embed code

Start free →

goingrate.com.au/dashboard

Penrith Plumbing

Last 30 days

Live

Leads47

Quoted value$182,640

Avg. quote$3,886

Recent leadsClick to reply

SW
Sarah W.Hot water replacement
$4,8209:42 AM
NEW
LK
Liam K.Burst pipe (urgent)
$1,1808:17 AM
PN
Priya N.Bathroom rough-in
$8,950Yesterday

$0per lead, yours exclusively

8free leads a month, instantly

2 minfrom signup to live

256calculators across 40 industries

Simple pricing. Start free.

Free forever. Upgrade only when the leads are rolling in.

Free

free forever

Your own branded calculator, live on your site.

Start free

Your own branded cost calculator
8 leads a month, delivered instantly
Extra leads are saved, unlock them all when you upgrade
Works on any website, or share a link
Carries a small “Powered by Going Rate” badge

Pro

$24/mo

billed yearly · $29/mo monthly

Every lead, instantly, with your branding only.

Upgrade to Pro

Everything in Free, plus
Unlimited leads, every enquiry, the moment it happens
Your branding only (badge removed)
Unlimited calculators
Export leads + conversion analytics
Send leads to more than one inbox

Business

$49/mo

billed yearly · $59/mo monthly

Package bigger jobs and route every lead like a pro.

Upgrade to Business

Everything in Pro, plus
Flagship quote builders, add-ons, extras & good/better/best tiers, so the average job is bigger
Smart lead routing, the right lead to the right person, by service or area
Connect to your CRM, Google Sheets or Zapier
Priority support

No card to start. Cancel anytime. Prices in AUD, GST included.

Ready to turn visitors into leads?

Your branded financial planner calculator, live in two minutes. Free forever, no card.

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Frequently asked questions

Will showing prices put customers off?

It does the opposite. An indicative range with a clear “request a quote” filters out unrealistic budgets and warms up serious buyers before they call.

Do I need a developer or a custom build?

No. The calculator for your trade is already built. You set your prices, add your colour and logo, and it’s live in about two minutes. No agency, no expensive custom build, no code beyond pasting two lines (or you can just share the link).

What does it cost?

It’s free, forever. Your branded calculator with 8 leads a month delivered instantly, no card. Want every lead the moment it lands and your branding only? Pro is $29/mo. Business ($59/mo) adds flagship quote builders, lead routing and CRM/Zapier. Upgrade only when it’s paying for itself.

What if I don’t have a website?

You still get a hosted link you can drop into your Google profile, Instagram bio or email signature. It works the same as the embed, and every enquiry lands in your inbox.

Where do my leads go?

Straight to your inbox the moment someone submits, with their name, contact and the job they priced. You can change the inbox (or add more on Pro) any time.