NDIS Budget Calculator
Understand how an NDIS plan budget is split across Core, Capacity Building and Capital supports in Australia, and how flexible each part is.
Core supports (daily living, consumables, social participation) are generally flexible, you can move funding between Core categories. This is usually the largest part of a plan.
- ✓Core supports can be moved between categories
- ✓Capacity Building is fixed within each category
- ✓Capital is locked to specific quoted items
How we estimate this
An NDIS plan budget is divided into three parts. Core supports (daily living, consumables, social and community participation) are the most flexible and usually the largest. Capacity Building funds skill-building and is fixed within each category. Capital funds assistive technology and home or vehicle modifications and is locked to specific quoted items.
Pricing reviewed: June 2026.
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Understanding ndis budgets in Australia
An NDIS plan budget is divided into three parts. Core supports (daily living, consumables, social and community participation) are the most flexible and usually the largest. Capacity Building funds skill-building and is fixed within each category. Capital funds assistive technology and home or vehicle modifications and is locked to specific quoted items.
How the plan is managed, self-managed, plan-managed or NDIA-managed, affects which providers you can use and how much admin you handle. Knowing which budget pays for what is the key to not running short before the plan resets.
Frequently asked questions
How is an NDIS budget split?
Into Core (flexible), Capacity Building (fixed per category) and Capital (locked to quoted items like equipment and modifications).
Can I move money between NDIS budgets?
You can generally move funding within Core supports, but not from Capacity Building or Capital into other categories.
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