Stamp Duty Calculator
Estimate the stamp duty (transfer duty) on a property purchase in Australia. First home buyers and owner-occupiers may pay much less, this gives an indicative figure.
Without a first-home concession, expect close to the figure above. Each state calculates duty on its own brackets, so treat this as a planning estimate.
How we estimate this
Stamp duty (transfer duty) is usually the largest upfront cost after your deposit, typically around 3–5% of the price for a standard purchase. Each state and territory uses its own sliding brackets, so the exact figure varies.
Pricing reviewed: October 2026.
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Understanding stamp dutys in Australia
Stamp duty (transfer duty) is usually the largest upfront cost after your deposit, typically around 3–5% of the price for a standard purchase. Each state and territory uses its own sliding brackets, so the exact figure varies.
First home buyers buying to live in often pay reduced or zero duty under a price cap, while investors pay full duty. Foreign buyers may also face a surcharge. Always confirm the current threshold for your state.
Frequently asked questions
How much is stamp duty in Australia?
Roughly 3–5% of the purchase price for a standard buyer in 2026, but it’s calculated on state-specific brackets and reduced for eligible first home buyers.
Do first home buyers pay stamp duty?
Often little or none under a state price cap when buying to live in, above the cap, concessions phase out. Investors pay full duty.
Are you a mortgage broker?
Everyone on this page is working out what stamp duty costs because they are ready to hire. Put your business right beneath the calculator, in your state, so you are who they find. From $1,000/mo.