Caravan Insurance Cost Calculator
Estimate a typical annual caravan insurance premium in Australia. Choose the van value and type, then any extras. Indicative guide only, not a quote.
Your caravan insurance details
Your estimate sits within the typical range.
Where the van is stored (locked yard vs street), how often you tour and your claims history all move the premium, this is a guide, so get a real quote.
Where the money goes
Estimated breakdown for your configuration
💰 Ways to save
- Storing the van securely and raising the excess both lower the premium.
- Check if your car or home insurer bundles caravan cover for a discount.
How we estimate this
Caravan insurance in Australia typically costs $250 to $2,500 a year in 2026 depending on the van's value and type. A small camper is at the low end; a large off-road or luxury van reaches the top.
Pricing reviewed: October 2026.
Understanding caravan insurance costs in Australia
Caravan insurance in Australia typically costs $250 to $2,500 a year in 2026 depending on the van's value and type. A small camper is at the low end; a large off-road or luxury van reaches the top.
Premiums depend on storage, how often and where you tour, and your claims history. Off-road vans and remote-area travel cost more to cover, and contents cover may overlap with your home policy.
Frequently asked questions
How much does caravan insurance cost in Australia?
Typically $250 to $2,500 a year in 2026 depending on the van's value and type. A small camper is cheapest; a large off-road or luxury van costs the most.
What affects a caravan insurance premium?
The van's value and type, where it is stored, how and where you tour, your claims history, and extras like contents, annexe and emergency accommodation cover.
Are you a insurance adviser / broker?
Everyone on this page is working out what caravan insurance costs because they are ready to hire. Put your business right beneath the calculator, in your state, so you are who they find. From $50/mo.